Privacy Policy for INPAY

Effective Date: December 18, 2025

This Privacy Policy describes how INPAY (by Cbuy) ("we," "us," or "our") collects, uses, and shares your personal information when you use the INPAY mobile application and our website (www.inpay.cbuy.in).

1. Information We Collect

To provide our payment and financial services, we collect the following types of personal and sensitive information:

• Personal Identifiers: Name, email address, mailing address, and phone number.
• Financial Information: Payment method details and transaction history necessary to process payments.
• Device Identifiers: We collect Device IDs (such as Android ID or IMEI) for fraud prevention, security, and account management.
• Technical Data: IP addresses, browser type, and operating system used to access our services.

2. How We Use Your Information

We use the collected data for the following policy-compliant purposes:

• App Functionality: To process payments, manage your account, and provide customer support.
• Fraud Prevention & Security: To detect and prevent unauthorized transactions and protect the integrity of our platform.
• Compliance: To fulfill legal and regulatory obligations related to financial transactions.

3. Data Sharing and Disclosure

We do not sell your personal data. We only share information with:

• Service Providers: Trusted third-party partners (like payment processors) who assist in operating our app and must protect your data.
• Legal Requirements: When required by law to comply with a subpoena or similar legal process.

4. Data Retention and Deletion

We retain your personal data only for as long as necessary to provide services and comply with legal requirements. Users have the right to request the deletion of their account and associated data at any time via our Account Deletion Page or by emailing care@cbuy.in.

5. Security and Encryption

We adopt industry-standard security measures. All sensitive and personal user data is encrypted in transit using SSL/HTTPS protocols to protect against unauthorized access.

6. Contact Us

If you have questions regarding this policy, please contact us at: care@cbuy.in.